FXTM is a global broker offering a range of trading instruments and platforms, with a mixed reputation among traders.
FCA, CySEC, FSCA, FSA (Seychelles)
Alright, traders, here’s my 2025 take on FXTM—short for ForexTime. I’ve been in the forex game a while, and I’m digging into this broker to see if it’s legit for you. They started back in 2011 and promise fast trades, low costs, and tons of options. Let’s see what’s real and what’s hype.
FXTM Facts & Features
FXTM kicked off in 2011, and they’ve grown fast. They’re based in Cyprus but have offices everywhere—UK, South Africa, you name it. You can trade forex, stocks, gold, even crypto CFDs—over 1,000 things to pick from. I like their quick trade speeds and tight spreads; it’s a big deal when you’re jumping in and out of the market. They’ve got MetaTrader 4 and 5, a mobile app, and something called FXTM Invest for copying trades. Plus, they throw in webinars and market updates to help you learn.
They’ve grabbed awards like “Best Trading Conditions” before, which sounds good. But watch out—some fees can sneak up if you’re not paying attention. Still, with all these tools and choices, FXTM works for traders who want to mix it up.
Is FXTM Safe? Regulation and Security Measures
Safety’s my top concern with any broker. FXTM’s got solid backing—they’re watched by the UK’s FCA, Cyprus’s CySEC, South Africa’s FSCA, and Mauritius’s FSC. The FCA’s tough, so that’s a green light for me. If you’re with their UK branch, your money’s covered up to £85,000 if they mess up. In Europe, it’s €20,000 through CySEC. They stash your cash in separate accounts, not mixed with theirs, which is how it should be. And if the market goes crazy, negative balance protection keeps you from owing more than you put in.
It’s not all the same, though. If you’re under their Mauritius setup, rules are looser. I’ve seen shady brokers cut corners, but FXTM looks tight. Just know which branch you’re with before you start.
FXTM Account Types and Trading Conditions
FXTM offers a few account types, and I like that you’ve got options. New trader? Seasoned scalper? They’ve got something for you. It’s split into Standard and ECN accounts, plus a Cent one for small trades. Spreads, leverage, and how fast trades happen change with each. Here’s the breakdown.
Standard vs ECN Account Comparison
Standard accounts are easy for newbies, while ECN’s built for pros who need speed and low spreads. I’ve traded both, so here’s the scoop.
| Feature | Standard Account | ECN Account |
| Spreads | Start at 1.3 pips | From 0.1 pips |
| Commission | None | $2 per lot (varies) |
| Execution | Instant or Market | Market, no delays |
| Minimum Deposit | $10-$100 | $200-$500 |
| Who It’s For | Beginners, chill traders | Scalpers, big movers |
Standard’s simple—no extra fees, but spreads are wider. ECN cuts spreads low and charges a commission instead. If you’re trading fast or big, ECN wins. Pick what fits your style.
FXTM Cent Account – Micro-Trading Option
The Cent account’s awesome for starting small. Your $10 turns into 1,000 cents, so you’re trading tiny amounts. Spreads kick off at 1.5 pips, no commission, and leverage can go up to 1:1000. It’s low risk—perfect for testing ideas or learning. I’ve used it to try new tricks without sweating losses. Not for pros, but it’s a great sandbox.
FXTM Minimum Deposit Requirements
You don’t need much to start with FXTM, and that’s a plus. Micro accounts take just $10. ECN’s $200, and the fancier Advantage Plus needs $500. Want real stocks? That’s $100. Some brokers demand way more, so this feels fair. Higher deposits get you better perks, though—$10 keeps it basic.
Leverage Options by Asset Class
Leverage is where FXTM gets wild. Check this out:
- Forex: Up to 1:2000 (crazy high, but EU’s stuck at 1:30)
- Stocks CFDs: 1:10 or 1:20
- Commodities: 1:50 to 1:200
- Crypto CFDs: 1:10 to 1:50
Big leverage can boost your wins—or wipe you out fast. I’ve seen it happen. EU rules cap it low for safety, but pros can push more. Know your limits before you crank it.
FXTM Demo Account
The demo account’s free and a must for practice. It’s like the real thing—same spreads, same speed, no risk. You choose your account type and fake cash amount. I always test stuff here first. Sign up quick: click “Try Demo,” add your details, and you’re set. No money down, just pure trading fun.
FXTM Trading Platforms
FXTM gives you solid platforms to trade on, and I’ve messed with them all. They’ve got the classics—MetaTrader 4 and 5—plus their own FXTM Trader app and a copy trading setup called FXTM Invest. Each one’s got its strengths, depending on how you like to trade. Whether you’re charting all day or just checking positions on your phone, they’ve got tools to keep you in the game.
MetaTrader 4 and 5
MetaTrader 4 and 5—MT4 and MT5—are the backbone here. MT4’s the old reliable; I’ve used it for years. It’s fast, packed with indicators, and great for forex and CFDs. You can set up custom charts, run auto-trading scripts, and execute trades quick. MT5 steps it up a bit—more timeframes, extra tools, and it handles stocks and futures better. Both are free to download from FXTM’s site, and they sync across desktop, web, and mobile.
The difference? MT5’s newer and fancier, but MT4’s simpler if you’re just starting. I stick with MT4 for quick scalping—it’s lighter and does the job. Pick what suits you; they’re both rock-solid.
FXTM Trader App
The FXTM Trader app’s a handy little thing for trading on the go. It’s not as loaded as MetaTrader, but it’s clean and fast. You can check prices, open trades, and manage your account—all from your phone. I’ve used it when I’m stuck in traffic or away from my desk. It’s got charts, one-click trading, and real-time updates. Not perfect for heavy analysis, but for quick moves or keeping an eye on things, it works. Free on iOS and Android—just grab it from their site or app store.
FXTM Invest
FXTM Invest is their copy trading gig, and it’s cool if you’re new or too busy to trade yourself. You pick a “Strategy Manager” from their list—guys who’ve got a track record—and copy their moves. You pay them a cut of your profits, not upfront fees. I’ve tried it; some managers are sharp, others not so much. Check their stats—win rates, drawdowns—before you jump in. It’s a way to dip your toes in without doing all the work. Just don’t expect every pick to be a winner.
Trading Calculators and Tools
FXTM’s got some neat tools to make trading easier, and I use them all the time. They’ve got profit calculators, margin calculators, and pip value tools—super helpful for planning trades. The profit calculator’s my go-to: punch in your pair, lot size, and price target, and it spits out what you might make. Margin tools tell you how much cash you need to hold a position. They’re all free on their website under the “Tools” section.
There’s also market news and an economic calendar to keep you in the loop. I’ve saved myself from bad trades by checking these first. Nothing groundbreaking, but they’re practical and save time. Every trader should use them.
FXTM Fees and Trading Costs
Fees can make or break a broker, so let’s talk FXTM’s costs. They’re not the cheapest, but they’re fair if you pick the right account. You’ve got spreads, commissions, and a few extras to watch. I’ve traded enough to know where the traps are—here’s what you need to know.
Spreads and Commissions Across Account Types
Spreads and commissions depend on your account. Standard accounts start at 1.3 pips on majors like EUR/USD—no commission, which is nice for small trades. ECN accounts drop to 0.1 pips, but you pay $2 per lot each way. The Cent account’s around 1.5 pips, no commission either. I’ve seen tighter spreads elsewhere, but FXTM’s execution speed makes up for it on ECN.
Here’s a quick look:
| Account Type | Spreads (EUR/USD) | Commission |
| Standard | 1.3 pips+ | None |
| ECN (Advantage) | 0.1 pips+ | $2 per lot |
| Cent | 1.5 pips+ | None |
Scalpers want ECN; swing traders can stick with Standard. Costs add up—do the math for your style.
Non-Trading Fees
Non-trading fees are where FXTM can nick you. Deposits are free, which is great, but withdrawals? Some methods charge—like $3 for cards or $20 for bank wires. Inactivity’s a killer: $5 a month after six months of no trades. I’ve been hit by that before—it stings if you forget. Swaps apply if you hold overnight, and they’re average—not bad, not amazing. Check their fee page; it’s all there.
FXTM vs Competitors
How’s FXTM stack up? Against brokers like XM or Pepperstone, spreads are close—XM’s got 0.0 pip ECN options, but higher commissions. FXTM’s leverage (1:2000) blows most away—Pepperstone caps at 1:500. Fees are similar, but FXTM’s tools and account variety give it an edge. XM’s got no inactivity fee, though, which I like. It’s not a clear win—depends on what you value. For speed and options, FXTM holds its own.
FXTM Copy Trading
FXTM’s copy trading, called FXTM Invest, lets you follow other traders’ moves. I’ve tried it out—it’s perfect if you’re new or don’t have time to trade. You pick someone good, and their trades copy to your account. Here’s what you need to know:
- Choose a Trader: They list Strategy Managers with stats like wins and losses. Dig into those numbers before you decide.
- Put In Money: Starts at $100. Not too steep to get going.
- Share Profits: If you make cash, the manager gets 20-30%. No profit, no cost.
- It’s Automatic: Trades happen on their own. You can quit anytime.
- Risky Stuff: Some traders play it safe; others go wild. I’ve lost a bit picking the wrong one—check their past.
It’s a chill way to trade without staring at charts all day. Just don’t trust every hotshot—results vary.
FXTM Deposit and Withdrawal
Getting money in and out of FXTM is pretty easy, but there’s a catch or two. Deposits are fast and free most times. Withdrawals can hit you with fees, though. I’ve moved cash around a lot—here’s how it works.
| Method | Deposit Time | Withdrawal Time | Deposit Fee | Withdrawal Fee |
| Credit/Debit Card | Instant | 1-2 days | Free | $3 |
| Bank Wire | 1-3 days | 3-5 days | Free | $20-$40 |
| Skrill/Neteller | Instant | Within 24 hours | Free | 1-2% |
| Crypto (BTC, etc.) | 30 mins-1 hour | 1-2 days | Free | Network fee |
You can start with $10—nice and low. Deposits don’t cost extra, which I love. But pulling out? That $20 bank fee stings on small amounts. Verify your ID first, or they’ll hold things up. It’s quick enough—just plan for those withdrawal costs.
FXTM Partners Program
The FXTM Partners Program is a cool way to make some extra cash if you can bring people in. You sign up for free, grab your own link, and share it—friends, your blog, wherever. When someone joins through you and starts trading, you get a piece of the action. I’ve seen guys pull in hundreds of bucks a month doing this, and the big hustlers can hit thousands if they work it right. They hand you banners, images, and tools to make spreading the word easier.
It splits into two tracks: Affiliate and Introducer. Affiliate’s for online folks—like bloggers or site owners. You drop the link and let it roll. Introducer’s more hands-on—you talk to people directly and bring them to FXTM. Pay’s different too: Affiliates can snag up to $800 per active trader plus lifelong bonuses, while Introducers get a cut based on trading volume. I like that there’s no cost to start—just join and go. If you’ve got a network or some followers, it’s a no-brainer way to cash in without trading yourself.
FXTM Investment Opportunities
FXTM Investment Opportunities give you ways to grow your money across their markets. It’s not just forex—they’ve got CFDs on stocks like Tesla or Apple, real stocks if you’re on a higher-tier account, plus gold, oil, and crypto like Bitcoin. I’ve jumped into gold trades here when forex gets wild; it’s a steady move. Leverage is huge on forex—up to 1:2000 outside the EU—but stocks and crypto are tamer, around 1:10 or 1:20. That lets you pick your risk: go big or keep it chill.
There’s also FXTM Invest, their copy trading deal. You put in $100, pick a manager from their list, and they trade for you—you pay them a chunk of profits if it works out, like 20-30%. I’ve messed with it; some managers crush it, but others flop, so check their track record hard. No fancy funds or dividend stuff like a bank, but for active traders, the options are solid. One thing—crypto spreads can stretch wide when markets go nuts, so keep an eye out. Overall, it’s a playground if you know your moves and want variety.
Customer Support and Education
FXTM’s support and learning tools are pretty darn good. I’ve used them when I’m stuck or brushing up. They’re there when you need them—here’s the breakdown:
- Help Anytime: Chat, email, or call 24/5. I’ve gotten fast fixes late at night.
- Local Touch: They talk your language and have numbers near you. Makes it simple.
- Live Lessons: Free webinars on trading. I’ve watched a couple—great for beginners.
- Easy Guides: Videos and e-books on forex and platforms. Straight to the point.
- News Updates: Daily market scoops. Helps me spot big trades coming.
Support’s quick—sorted my account glitch in minutes once. The education’s useful, not just filler. If you’re learning or need a hand, they’ve got you covered.
FXTM for Different Trading Styles
FXTM fits all sorts of traders, and I’ve tried it every way. Some folks like fast trades, others hold for weeks. Whatever you’re into, they’ve got something—accounts, tools, the works. It really depends on how you trade. Here’s how it breaks down for different styles.
Scalping and Day Trading Capabilities
Scalping and day trading are where I live, and FXTM’s got the goods. Their ECN accounts are killer—spreads start at 0.1 pips, and trades hit fast, no waiting around. I’ve scalped USD/JPY here; the speed keeps me in profit. You can set tight stops, and they don’t mess you up with requotes. Leverage can go wild—1:2000 if you’re not in the EU—which is great for quick moves, but it’s risky too. Standard accounts work okay, but 1.3 pips eats into your gains on short trades. If you’re fast and love action, FXTM’s a solid pick.
Swing Trading and Long-Term Investing
Swing trading or going long? FXTM’s fine for that too. Standard accounts are your friend here—1.3 pips isn’t a big deal when you’re holding a trade for days. They’ve got forex, stocks, gold—plenty to build a plan with. I’ve kept oil trades open here when forex gets nuts; it’s a nice switch. Leverage drops to 1:10 or 1:20 on stocks, which feels safer for bigger plays. Watch the overnight fees, though—they’re normal but add up over time. Not the best for true investing like buying shares, but for swings or slow growth, it does the job.
Automated Trading and EAs
If you’re into robots, FXTM’s a dream. They let you run Expert Advisors (EAs) on MT4 and MT5—hook them up, and they roll. I’ve played with a few bots here; the quick trades keep them humming. You can test them free on the demo account first, which I always do. Want your EA running all day? They’ve got VPS hosting for a small fee—keeps it going without your computer. No rules against strategies either, unlike some picky brokers. If you code or grab EAs off the shelf, FXTM’s your spot.
The Verdict: Is FXTM Your Ideal Trading Partner?
So, should you go with FXTM? I’ve traded them enough to say yeah—if they fit you. They’ve got low spreads, fast moves, and lots to trade, from forex to stocks. Scalpers and day traders win big with ECN—cheap and quick is the name of the game. Swing traders get a good deal too; there’s enough to work with, even if fees creep in over time. Newbies can jump in with $10 or copy someone else’s trades. Platforms like MT4 and support are top-notch—I’ve leaned on both and they deliver.
It’s not all sunshine, though. Pulling money out costs—like $20 for a bank wire—which hurts if you’re small-time. Standard account spreads could be better; some brokers beat them there. And that 1:2000 leverage outside the EU? It’s a rocket—can lift you up or crash you hard. Safety’s good with FCA and CySEC watching, but it depends where your account’s based.
For me, FXTM’s a keeper if you trade a lot and know what you’re doing. If you’re just dipping toes or super tight on cash, maybe look around. Try the demo—it’s free and shows you what’s up. That’s my take.
Frequently Asked Questions
Traders always have questions about FXTM, and I get it—I’ve been there too. After years of trading, I’ve got the answers down. Here’s what people ask most, broken down simple and real.
What is the minimum deposit for FXTM?
You can start with FXTM for just $10 on the Micro account. That’s super low—great for testing the waters. ECN accounts need $200, and the Advantage Plus jumps to $500. Want stocks? That’s $100. I like how $10 gets you in, but the bigger bucks open up better spreads and perks. Depends on your plan.
Is FXTM regulated and safe to use?
How do I open an FXTM demo account?
What trading platforms does FXTM offer?
How do I deposit and withdraw with FXTM?
Is FXTM legal in India?
What are FXTM’s typical spreads?
How does FXTM copy trading work?
What is the FXTM Partners program?
How do I use the FXTM profit calculator?
